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Charles Lutwidge

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Charles Lutwidge is a writer with a passion for helping small businesses succeed. Having worked at multiple startups, Charles understands the unique challenges that entrepreneurs face. He writes about a wide range of topics, from management to bookkeeping to technology — all with a focus on helping business owners overcome key obstacles to growth.

Email: charles@bookstime.com
Phone: 8889026657

October 28, 2025

Charles Lutwidge
What is Financial Planning and Analysis (FP&A)?

What is Financial Planning and Analysis (FP&A)?

In many firms, in addition to their standard responsibilities, financial specialists also create strategies that underpin business tactics. Financial planning and analysis (FP&A) teams handle budgeting, anticipation, and analysis. They help the board set priorities to ensure the firm’s prosperity....

Reading Time 7 mins
0 / 5 (0 voted)
Never Worry About Your Bookkeeping Again
Never Worry About Your Bookkeeping Again

Delegate your financial records to a highly qualified bookkeeper and forget about bookkeeping stress forever.

October 20, 2025

Charles Lutwidge
What is Autonomous Accounting?

What is Autonomous Accounting?

CFOs face growing pressure to close the books faster and provide real-time financial insights. Yet most finance teams are still stuck doing things the old way. It creates real problems. Deadlines get missed, and errors slip through that need fixing...

Reading Time 4 mins
0 / 5 (0 voted)

October 15, 2025

Charles Lutwidge
Top-Down vs Bottom-Up Budgeting: Which Should You Use

Top-Down vs Bottom-Up Budgeting: Which Should You Use

Working with a firm budget is like solving a puzzle. There are several well-known approaches to planning, such as top-down vs bottom-up budgeting. The first one assumes that company management makes decisions about budget allocation based on key objectives. In...

Reading Time 6 mins
0 / 5 (0 voted)

October 06, 2025

Charles Lutwidge
A Guide to Cash Inflow and Outflow

A Guide to Cash Inflow and Outflow

In an unstable economy, many firms go bankrupt due to inefficient financial management. The high failure rate highlights the importance of tracking cash inflow vs outflow. Successfully handling expenditures and revenue can be a primary factor in predicting liquidity, making...

Reading Time 7 mins
0 / 5 (0 voted)

September 29, 2025

Charles Lutwidge
What is Annual Recurring Revenue (ARR)?

What is Annual Recurring Revenue (ARR)?

For SaaS (Software as a Service) entrepreneurs, metrics like annual recurring revenue (ARR) form the foundation of success. Understanding these indicators empowers you to apply effective tactics for expanding your venture. Are you developing quickly enough to surprise partners? Is...

Reading Time 6 mins
0 / 5 (0 voted)

September 22, 2025

Charles Lutwidge
What Is the Difference Between Amortization and Depreciation?

What Is the Difference Between Amortization and Depreciation?

When you manage your business’s assets, you don’t only concern yourself with buying and selling. You also need to know how your holdings lose value over time and how that affects your financial records, which ties directly into lease accounting...

Reading Time 6 mins
0 / 5 (0 voted)

September 15, 2025

Charles Lutwidge
What Are Periodic Expenses?

What Are Periodic Expenses?

An accurate budget is essential for managing cash flow and defining areas where you may decrease business costs. However, creating a budget is not as easy as it seems. You can quickly include regular expenditures you plan to pay weekly...

Reading Time 4 mins
0 / 5 (0 voted)

September 08, 2025

Charles Lutwidge
What Are ePayables and How They Can Benefit Your Business

What Are ePayables and How They Can Benefit Your Business

Paper checks persist as a payment backbone for business transactions. Many companies continue to rely on this system for vendor payments. However, mail-based check processing opens up companies to theft and fraud risks that seem almost reckless by modern standards....

Reading Time 5 mins
0 / 5 (0 voted)
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